Personal Finance : Business & Finance
Raising a credit score in a short amount of time is tricky, but it can be done. A good portion of your credit score is based on your history, though, so be aware that a quick fix may depend on how you have traditionally behaved as a consumer in the past and how you are paying your bills in the prese
The foreign exchange or forex brings forth huge possibilities of earning money for the traders. Not only an individual capitalist but the large investment firms also achieve their benefits out of it. The forex signals, ...
The next question you probably have after you receive your approval for unemployment benefits is how much you can collect. Your payments aren’t meant to replace your previous salary. Instead, you receive a percentage of your previous wages based on the laws of the state you live in.
Carrying high balances on credit cards hurts your consumer credit scores and costs you in high interest fees. If you fall behind on credit card payments, you have a number of options. Public and private debt management resources are available. When determining which option is right for you, look at
Paying rent in a struggling economy is tough, but your severe disability makes it even more difficult to cover your living expenses. Before you move or sell all your belongings, it's worthwhile to see what's available in government benefits. Even if you're not sure your disability qualifies, there's
A car, whether new or used, is a significant purchase, generally costing at least several thousand dollars. Due to this high price, some negotiation between the buyer and the seller is expected. While negotiations can be stressful, if performed skillfully, they can save the buyer a...
A 401k plan is offered through an employer. It is a type of savings plan designed to supplement a person's social security benefits when they retire. It is strictly an opt-in benefit that most major employers offer employees.The BenefitsWhen a 401K plan is offered to an employee, the...
Every consumer has the right to review her personal credit history. Regrettably, some people never order their credit report and are thus unaware of possible inaccuracies. There are several ways to acquire a report, but instead of paying for it, learn how to review your report from all three bureaus
Dogs and cats and other pets are becoming more and more a part of family life in most parts of the world. In fact, 62 percent of U.S. households now own a pet, according to the 2009/2010 National Pet Owners Survey compiled by the American Pet Products Association. When a pet falls ill unexpectedly,
While bankruptcy relieves struggling consumers from unsecured debt, the effect on your credit rating may not be worth the benefit. Filing for bankruptcy requires attorney fees, filing fees and trustee fees and incurs interest charges. Additionally, filing for bankruptcy leaves a negative mark on you
Illinois food stamp participation rose 11 percent between December 2009 and December 2010, according to the Kaiser Family Foundation. The official title for food stamps is the Supplemental Nutrition Assistance Program. Though there was a time when stamps and coupons were actually used, SNAP benefits
Organizing your personal investments, along with other financial records, can make filing taxes or conducting specific transactions faster and easier. One of the biggest organizational obstacles is finding a system that is not too complicated but works for you, according to Liz Pulliam Weston of MSN
As a car insurance policy holder, when a car accident occurs it is a relief to be able to say "I'm covered." But bear in mind that most car insurance policies require the policy holder to take some type of responsibility for an incident in the form of a deductible.