Definition of Portate Term Life Insurance

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Life Insurance : Insurance

Starting Salaries for Photographers

A photographer's job entails both creativity and technical expertise. They are not only tasked with recording images with the use of a variety of photographic equipment but also developing and augmenting pictures using darkrooms or computer software technology.

Is it Legal to Take Out a Life Insurance Policy on Someone Else?

Insurance exists to compensate, or indemnify, the policy owner from financial harm. Consequently, insurance companies will not issue a policy that pays benefits if you are not harmed. The reason is to remove incentives to fraud: If there were no restrictions on whom people could purchase life insura

Life Insurance For Seniors...Is It Worth It?

Life Insurance For Seniors Oftentimes many people delay purchasing life insurance in their younger years because they had "adequate" insurance benefits from their place of employment. That is the main reason life insurance for seniors ...

Colorado Rules for Denying a Life Insurance Claim

The Colorado Unfair Claims Practice Act specifies the unfair practices that insurance companies should avoid in handling claims. If you are the beneficiary of a Colorado life insurance policy, the life insurance company must follow certain rules if it wants to deny your claim.Factual...

Drawbacks to AARP Life Insurance

AARP is an organization that provides support to people over the age of 50 for health care, investments, travel, entertainment and insurance. AARP members receive discounts and benefits from organizations around the world and also receive important information regarding medicare and...

Indian insurer offers women a lifeline

An Indian life insurer has introduced a new scheme, which will see around 1 million poor women in the country receive low premium life insurance cover. The venture is a joint more between SKS Microfinance ...

The Importance and Benefits of Life Insurance Policies

Life insurance policies are considered to be an essential part of any individual's investment portfolio. It is not necessary that life insurance is availed solely for the benefit of accumulating wealth, but it is purchased ...

Peril Insurance Definition

With insurance, "peril" simply means "cause of loss." All property insurance contracts protect against some sort of peril, and therefore all types of property insurance can be considered peril insurance. In most situations, the term "peril insurance" refers to a homeowner contract, which is required

The Average Salary of a Nature Photographer

A nature photographer takes pictures of the natural world. This includes animals, plants and landscapes. He can work either in a studio, usually with smaller creatures or single plant specimens, or on location. A nature photographer can travel around the globe capturing aspects of the natural enviro

DOD Life Insurance Beneficiaries Information

Understanding exactly who can be named as a beneficiary for DOD life insurance proceeds, and under what circumstances such designations can be amended, is essential for proper financial planning and servicemembers' peace of mind.

Generating Fixed Index Annuity Leads

by Dan Vinal [] Here's an idea for generating fixed index annuity leads, based on the psychology of consumer ignorance and apprehension. Take out a small add in your local newspaper (or mail out a ...

Good Incomes From Tech Jobs

Training and experience with repairing and/or operating specific types of machinery can lead to a variety of careers with good incomes. Technicians are employed in a many fields and industries from engineering to mechanical, HVAC and radiology, and salaries vary accordingly. A tech's income will als

Life Settlement Resources

Financial transactions referred to as a life settlement (also called viatical settlements) are a new type of financial opportunity originating in the 1980s. This type of transaction has tumultuous track record, lacks strong federal regulation and is often the center of controversy. Before...

How to Check on a Life Insurance Policy Number

Life insurance customers often find that they need their policy numbers when it's time to pay a bill, when a claim occurs, or when providing insurance information to third parties. Finding your life insurance policy number is fairly easy if you're prepared and persistent. While it is likely that you

Introduction to Health Insurance

Health insurance is either provided by an employer or purchased as an individual policy. There are many aspects of health insurance that need to be understood including knowing the costs and benefits of coverage. This can include learning about the various types of health plans and organizations tha

Lepidopterist's Salaries

Lepidopterists specialize in the study of butterflies and moths. These biological scientists teach and conduct research in the behavior and life processes of Lepidoptera, as well as on diseases and environmental factors affecting these insects. Lepidopterists look for ways to maintain and improve de

Is Long-Term Health Insurance Deductible?

The Internal Revenue Service allows you to itemize your deductions if this is more advantageous to you than claiming the standard deduction. One category that you can choose to itemize is your medical expenses. IRS guidelines permit you to deduct not only your premiums for basic health insurance, bu

What's a Pension Annuity?

When the investment in your personal pension plan reaches maturity once you retire, you'll need to transfer its accumulated value into a daily income for the rest of your retirement. This can be achieved through ...

Do I Need Insurance on My Car If I'm Restoring it?

People who have antique and classic cars often wonder whether they need insurance if the car is always in the shop and never driven. Depending on the situation, insurance may be necessary for the car. If you are restoring a car, but it's not a classic, you might wonder whether you should keep the ca